We extend your Money Senses
Gaining knowledge, networking with those currently in your e-mail list, and tapping new resources—combined, these elements pave the way to a second career.
Career-changers who have been in the workforce for 10 to 15 years have an important asset when it comes to moving to greener pastures—namely, their personal and professional networks. But as a would-be […]
by Sheyna Steiner
Banking services
Coin counting
Credit reference
Money order/cashier’s check
Notary fee
Safe-deposit box
Teller fee
Coin counting
What it is: Banks used to be in the business of handling money. Nowadays, some financial institutions won’t count money in the form of change.
Fee range: In an exclusive survey done in May 2007 of the top 10 banks in the top […]
by Sheyna Steiner
Bank account services
Account maintenance service fee
Account closed early
Inactive account
Credit card overdraft
Abandoned account
Account reconciliation/research
Account maintenance service fee
What it is: For interest-bearing and noninterest-bearing accounts, banks charge this fee in exchange for keeping money with them and for the privilege of using bank services.
Fee range: In an exclusive survey done in May 2007 […]
by Sheyna Steiner
This roundup of fees from banks, credit card companies and lenders outlines some common expenses consumers face. Whether it’s a $50 fee for stopping payment on a check or a run-of-the-mill bank overdraft charge of $38, it’s time to stand up to fees. Use this guide to see what fees to expect, how […]
By Jennifer Openshaw
When you should — and shouldn’t — use your debit card
Off you go on your family summer road trip. Seven, 10, 14 days touring around the country, armed with your bank ATM debit card and a few credit cards. You just deposited your paycheck and the bank account is in good shape.
Feels […]
By Madlen Read, AP Business Writer
Stocks Rally After Wobbly Day of Trading; Investors Skittish Ahead of Fed Rate Decision
NEW YORK (AP) — Wall Street rallied Wednesday, reversing the Dow Jones industrial average’s three-day losing streak, but investors still appeared skittish ahead of the Federal Reserve’s interest rate decision.
Stocks initially dropped after the Commerce Department said […]
by Robert Kiyosaki
During the height of the real estate bubble, I wrote a column saying that the crash was coming and suggested selling any piece of real estate that was overpriced, questionable, or non-performing. As expected, I received angry replies.
Today, I’m predicting the next crash, what I believe will cause it, and why it’ll be […]
By Anne Field
No matter how groundbreaking your idea for a new business, you won’t get past the starting gate without funding. While there are many ways to find money, most are generally more appropriate for more established companies. Still, there are some smart tacks for startups. Here’s a look at seven options:
1. Bootstrapping. Entrepreneurs […]
By Ruth Mantell
Greater regulation is needed to ensure that America’s most vulnerable home-loan borrowers are protected from unscrupulous lenders as well as confusing and pricey mortgages, consumer advocates said Tuesday.
“We have a regulatory failure here on a level that is frankly putting the economy at risk,” said David Berenbaum, executive vice president of the National […]
by Jack M. Guttentag
Because the mortgage market has slowed in recent months, loan providers (lenders and mortgage brokers) find themselves with excess capacity. Rather than go out of business or fire loan officers, many have taken to purchasing mortgage leads.
What Are Mortgage Leads?
Mortgage leads are packets of information about consumers — consumers loan providers […]