Archive for the 'Personal Finance' Category

22 Jan

HOW TO SETTLE YOUR CREDIT CARD DEBT

Eliminate Your Credit Card Debt Now and Forever!

Many people will tell u to pay down your credit card debt each month to avoid the nasty interest rate charges and fees that result from revolving balances. But if you’re like many of us, you need to carry a monthly credit card balance to pay […]

16 Jan

HOW TO GET OUT OF DEBT?

DAVID BACH - The book author of ‘The Automatic Millionaire’

I receive a lot of great questions, not only through this column but through my free monthly coaching call.
January is the most popular time for setting new financial goals, transitioning careers, and making other major life decisions. As a result, I had some really great […]

14 Jan

MORE VALUE From Your Bank This Year and PAY LESS

BEST BANKING MOVES TO MAKE IN 2008
Author: Dana Dratch

How to make the most, and pay the least in 2008
1. Re-evaluate your needs and shop around
2. Investigate all your alternatives
3. Be suspicious of free checking offers
4. Monitor your accounts regularly
5. Don’t get comfortable with fees
6. Keep up with the rules
7. Be smart with debit cards
8. Opt […]

09 Dec

Teaching Teamwork, but With Real Money

Tom and Cathy Rogerson and their children, clockwise, Peter, Billy, Sophie and Sarah. To impart lessons in managing money, the couple have given the children $5,000 a year to invest collectively, to be used for the family vacation.

The New York Times
By GERALDINE FABRIKANT
TOM ROGERSON has seen his share of families bickering over money — often […]

28 Nov

Who’ll stop the fraudsters stepping into your shoes?

Cases are soaring but the onus is still on consumers to be ‘vigilant’, warns Kate Hughes
Published: 25 November 2007
Following the loss of 25 million people’s personal details by HM Revenue & Customs (HMRC), ID theft is on everyone’s lips. But how big a problem is it really? What are the banks and the Government […]

01 Oct

For Teenagers, a New Car May Not Be the Wisest Choice

Elvis Gaudet, left, a Toyota salesman, discusses a used car with Steve and Barbara Skor and their daughter, Elise, as they shopped in Scottsdale, Ariz.

By TANYA MOHN
ON a recent Sunday afternoon, Barbara and Steve Skor did what many parents do when their teenagers start to drive: shop for a first car — in their case, […]

12 Sep

First the credit crunch… now the spending squeeze

Shoppers spurn the high street as higher rates bite
By Martin Hickman, Consumer Affairs Correspondent
The era of spend, spend, spend is coming to an end. Britain’s shoppers, who for years have been racking up debt on credit cards and home loans with abandon, are finally starting to cut back on their expenditure. A slew of […]

12 Sep

Wealth Check: As a relationship ends, will financial heartache begin?

Interview by Harriet Meyer
The patient
After splitting up with her boyfriend a month ago, Helen Beckett, 29, wants her financial independence back.
She is anxious it may be a struggle to make ends meet as living costs have soared now that her ex has moved out of the one-bed flat they rented in Crouch End, north London.
“I’ve […]

09 Sep

Box-office hits come under the hammer

Demand remains high for props, posters and other items linked to blockbusters such as ‘Star Wars and ‘Star Trek’, writes Angelique Ruzicka
Collecting film memorabilia is just a hobby for most enthusiasts. But in rare cases, they could be sitting on a celluloid fortune.
Take Star Trek memorabilia. At an auction in New York in October, one […]

06 Sep

For Some, Work-Life Balance Is Child’s Play

by Penelope Trunk
Every generation revolutionizes something, and Generation X is revolutionizing how family and work are balanced. There’s a new emphasis on keeping families together over career aspirations, and it’s what makes me most proud to be a part of Gen X.
One for History’s Dustbin
Generation X knows that the belief that both parents in a […]